Federal Employee Benefits Advocates
Menu

For financial advisors

The federal benefits specialty,
from training to credential.

2.79 million federal employees. Almost no advisors trained to serve them. FedEd Academy™ teaches the system. RFBS™ earns the credential.

Why this market

2.79 million federal employees. An affluent, stable, underserved client base.

The federal civilian workforce, plus USPS and the uniformed services, is the largest employment category in the United States. Above-median household income. Defined-benefit pensions. Generous health benefits. Retention rates that routinely exceed 20 years.

And yet fewer than 2% of financial advisors are trained to advise on federal benefits. The system is genuinely different from the private sector: CSRS, FERS, the TSP, FEHB, FEGLI, the WEP and GPO Social Security offsets. Generic advice often misses the specific levers a federal employee actually has.

FEBA exists to close that gap — independent, non-commercial, and built specifically for the federal market.

A financial advisor working with a federal employee client

What’s in the curriculum

Everything you need to advise a federal employee.

FedEd Academy™ doesn’t just teach the federal benefits system — it gives you the tools to find, serve, and grow federal-employee clients.

Pre-class study guide

Sent two weeks before the session. Get oriented to the federal benefits landscape before day one.

Classroom workbook

A printed reference for every topic covered, kept and used after the class.

Marketing manual

How to find, prospect, and convert federal-employee clients — without sounding like every other advisor.

ReadyRetire Gap Calculator

A federal-specific retirement income calculator. Run real projections for FERS and CSRS clients.

Digital resources library

Handouts, sample client letters, OPM reference docs, and update memos — searchable and current.

Online exam

Demonstrate mastery of the material. Required for the RFBS℠ designation.

11 hours of CFP® CE credits

Approved continuing education from the Certified Financial Planner Board of Standards.

Post-class support

Office hours, an alumni community, and direct access to FEBA staff when a tricky case comes up.

How to get started

Our fast and easy 3-step process.

Most advisors decide within a week of their first call with us.

01

Watch the 12-minute webinar

Is FedEd Academy right for you? What products can you sell, how profitable could this market be, and what does the program actually cover?

Watch the webinar
02

Schedule a quick call

Talk it through with our team. We don’t expect you to just buy this blind. We’ll answer questions and help you decide if the timing fits.

Schedule a call
03

Register for an upcoming session

Attend a virtual or in-person class to start your journey into the federal space. We run 6 to 8 public sessions per year.

See upcoming sessions

Class formats

Three ways to take the class.

Public sessions run on a recurring schedule. Custom sessions fit around your team’s calendar.

Virtual public session

3 half-days · $2,350

Three 4.5-hour sessions over consecutive days, live and interactive. The most popular format — covers the same material as in-person.

See virtual dates

In-person public session

2 full days · $2,350

Two 8-hour days at a regional venue. Same curriculum, more time for in-class exercises and peer discussion.

See in-person dates

On-demand custom for your team

3-person min · from $6,750

Schedule a private session for your practice, RIA, or BD’s advisor team. Content can be tailored to your client base and case mix.

Request a custom session

What RFBS™ means in practice

Three things that make it different.

Trained, not just titled

RFBS℠ designees complete the full FedEd Academy™ curriculum and pass an exam. It’s not a pay-for-badge credential — it’s earned.

Continuously current

CE every two years keeps the designation active. OPM policy changes, new Open Season rules, and legislative updates are integrated into the recertification.

No pay-to-play leads

The RFBS℠ public directory doesn’t sell leads or rank specialists by referral fees. Customers find specialists by specialty and location — that’s it.

Learn more about the designation, the public directory, and the Code of Ethics on registeredfederalbenefitsspecialist.com.