Pension
How your CSRS or FERS annuity is actually calculated — including service computation, deposits and redeposits, and unused sick leave.
Learn more
For federal employees
Understand the benefits you’ve earned.
Most federal employees were never taught how FERS, the TSP, FEHB, and FEGLI actually work together. We’re here to fix that — through briefings at your agency, our resource library, and a directory of credentialed RFBS℠ specialists.
Why this is hard
Most federal benefits training is bad, outdated, or just not offered.
Federal benefits are genuinely confusing. CSRS vs FERS, the TSP fund options, FEHB plan comparisons, the FEGLI open-season trap, the WEP and GPO Social Security offsets — most employees never learn how the pieces fit together.
Your HR office is doing its best, but they’re usually a one-person team responsible for a workforce of thousands. Generic financial advisors often don’t understand the federal system well enough to give advice that actually fits — and the OPM regulations themselves are dense.
FEBA exists to fill that gap. Independent, non-commercial, and built specifically for the federal workforce.
Topics we cover
Six areas. One federal system.
Every federal benefits conversation comes back to the same six areas. Learn how they fit together, and the decisions in front of you become a lot clearer.
Savings
Thrift Savings Plan allocation, Roth vs. traditional, lifecycle funds, and the C, S, I, and G funds in plain English.
Learn moreHealth Benefits
FEHB plan comparison, FEHB and Medicare coordination, and how FEDVIP (dental and vision) fits alongside it.
Learn moreLife Insurance
FEGLI basics, the Open Season decisions that matter, and the living benefit riders most employees never hear about.
Learn moreDisability
FECA, CSRS and FERS disability retirement, and Social Security disability — when each applies and how they coordinate.
Learn moreSocial Security
How CSRS and FERS coordinate with Social Security, and the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) rules.
Learn moreWant all six explained in a single briefing? Ask your agency to host one.
Where are you in your career?
Pick the stage that fits you.
The decisions you should be thinking about are different at every career stage. We’ll point you to the resources that match where you are.
0–10 years
Early career
Build the foundation: pick the right FEHB plan, set a TSP contribution rate you can live with, and learn the language.
Start with the basics10–25 years
Mid career
Optimize what you have: TSP allocation, FEGLI decisions, survivor benefit choices, and the first serious retirement projections.
Optimize your benefits25+ years
Pre-retirement
Lock in what you've built: pension estimates, TSP withdrawal strategies, FEHB in retirement, and the FERS Supplement.
Plan your retirementResource library
Read it. Watch it. Take it home.
A growing collection of resources you can use on your own time — from one-page explainers to full course books.
From $5
Course books
Printed workbooks from our 2-hour and 3-hour FERS briefings. Designed for note-taking during a briefing, but useful as a take-home reference on their own.
Browse the shopFor groups
Ask your agency to host a briefing
If you’d like a full FERS / TSP / FEHB briefing for your team, we can help you make the case to your HR office. We’ll even send them a sample briefing announcement.
See how briefings workLooking for the deeper topic explainers? Coming soon. We’re publishing them in batches — FERS and TSP first, then FEHB and FEGLI.
Find a specialist
Work with an RFBS℠-credentialed advisor.
The federal workforce is the largest, most stable client base in America — and almost no financial advisors are trained to serve it. The Registered Federal Benefits Specialist (RFBS℠) designation is the credential awarded to advisors who complete our 11-hour FedEd Academy™ curriculum.
Tell us a little about yourself and what you’re looking for. We’ll match you with an RFBS℠ specialist in your area — or, if we don’t have one nearby, we’ll point you to the next best option.
Find a specialist
Talk to an RFBS℠ specialist.
Tell us what you’re working on — retirement planning, FEGLI decisions, TSP allocation, divorce, disability, survivor benefits — and we’ll connect you with an advisor who actually understands the federal system.
Get matchedBrowse the shop.
Course books starting at $5, full bundles starting at $2,250, and inquiry-only seminars for groups with specific questions. Find what fits your situation.
See the catalog