
FERS
BAL 23-105 Military Deposit Notice: An Audit for HR
The BAL 23-105 military deposit notice must reach new hires with military service within 90 days. A Veterans Day audit checklist for HR offices.
7 min read

Blog
Plain-language articles on FERS, TSP, FEHB, FEGLI, and Social Security for the people who brief federal employees.

FERS
The BAL 23-105 military deposit notice must reach new hires with military service within 90 days. A Veterans Day audit checklist for HR offices.
7 min read

FEHB
Nine FEHB terminating plans and one PSHB option end in 2027. See the default plans and an outreach plan so affected employees choose before Dec. 14.
7 min read

FEHB
The FEHB open season effective date for 2027 is Jan. 10 for most employees but Jan. 1 for retirees and PSHB. A date guide for agency benefits offices.
7 min read

Agency briefings
The OPM retirement backlog fell to 8,814 claims in September 2026. Digital claims took 56 days versus 149 for paper. What HR offices can do with that data.
7 min read

FERS
The 2027 FERS COLA is 2.6% while CSRS retirees get 3.6%. A plain-English guide HR offices can use to explain the formula, the age-62 rule and the timing.
7 min read

FSAFEDS
FSAFEDS open season 2027 brings a new Visa FSA card, but no automatic renewal. What employees must do by December 14 and how HR offices can explain it.
7 min read

FEHB
FEHB family member eligibility verification now applies to every Open Season addition. What HR offices must verify, which documents count, and how to plan.
7 min read

Agency briefings
A week-by-week plan for federal benefits Open Season 2026: what to send employees, when to send it, and the OPM materials HR offices can use right now.
7 min read