TSP
Understanding the TSP G Fund
The G Fund has a distinctive role in the TSP. Understanding what it is—and is not—can improve allocation conversations.
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Benefits guidance for the decisions ahead.
Clear, practical notes on federal retirement, health benefits, TSP, and the planning moments that shape your future.
Latest from FEBA
Market Volatility and Your Retirement Plan
Volatility is uncomfortable, but a written plan gives you something better than a headline to follow.
2026-09-01 5 min read
Read the article Benefits basics
The Mid-Career Benefits Checkup
Mid-career is a useful moment to connect salary growth, family needs, retirement savings, and protection.
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New to Federal Service? Your First 90 Days
New employees have a lot to learn quickly. These first steps help you build a strong benefits foundation.
Continue readingRetirement
Taxes Belong in the Retirement Conversation
Gross retirement income is not the same as spendable income. Taxes should be part of the plan from the start.
Continue readingBenefits basics
A Federal Employee's Annual Benefits Calendar
A simple calendar can turn scattered benefits deadlines into a manageable yearly rhythm.
Continue readingBenefits basics
When a Benefits Counselor Can Save You Time
You do not need to wait for a crisis to ask for help. The right conversation can organize a confusing benefits decision.
Continue readingLife changes
Federal Benefits After Divorce: A Planning Reset
Divorce can affect retirement, survivor benefits, health coverage, and beneficiaries. A coordinated review helps avoid missed steps.
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Leaving Federal Service? Understand Your Options First
A separation decision can affect retirement eligibility, health coverage, TSP choices, and insurance. Slow down long enough to map the consequences.
Continue readingRetirement
Military Service Credit and FERS: Questions to Ask
Prior military service can create important retirement questions. The details and deadlines deserve a careful review.
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Long-Term Care: Start With the Conversation
Long-term care planning begins with values and family conversations, not a product decision.
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What Federal Workers Should Know About HSAs
An HSA can be both a current healthcare tool and a long-term planning account when paired with an eligible plan.
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Building a TSP Withdrawal Strategy
Saving is only half the TSP conversation. A thoughtful withdrawal strategy turns an account balance into usable income.
Continue readingRetirement
Social Security and Federal Employees: What to Map
Social Security is one part of a federal retirement plan. Mapping its timing alongside FERS can clarify your options.
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The Survivor Benefit Decision Is a Household Decision
Choosing a survivor benefit is about protecting a future household—not simply selecting a percentage.
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How to Read a Federal Retirement Estimate
A retirement estimate is a planning tool. Here is how to read it without getting lost in the terminology.
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Three Questions to Ask Before Picking a Retirement Date
A retirement date affects more than your last day at work. These three questions help you see the full picture.
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How to Think About FEGLI and Family Income
Life insurance is less about a policy label and more about the income and obligations your family would need to replace.
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Beneficiary Designations: The Detail Families Often Miss
Beneficiary forms can direct money outside a will, which makes keeping them current especially important.
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The Five-Minute TSP Contribution Rate Check
A small contribution-rate adjustment can become meaningful over a long federal career.
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FERS in Plain English: The Three-Part Retirement System
FERS works as a system of three coordinated income sources. Understanding how they fit together makes planning less intimidating.
Continue readingHealth benefits
FEHB Open Season: A Simple Preparation Checklist
The best Open Season decisions start before the comparison tools and plan brochures arrive.
Continue readingBenefits basics
Why Your Federal Benefits Deserve a Yearly Review
A short annual review can prevent expensive surprises and keep your benefits aligned with the life you are actually living.
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