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Beneficiary Designations: The Detail Families Often Miss

2026-08-14 4 min read

Review beneficiary designations after marriage, divorce, a birth, a death, or a major change in your family relationships. Old forms can create outcomes nobody intended.

Keep a secure record of which accounts have beneficiaries and when each form was last reviewed. When you have questions, ask the plan administrator or a qualified professional for guidance.

FEBA provides educational information, not individualized legal, tax, or financial advice. Review your own situation with the appropriate qualified professional.

K. Shawn McCoy

Written by

K. Shawn McCoy

Founder & President, FEBA

Shawn brings 37 years in financial services and more than 15 years dedicated exclusively to federal employee benefits. He has educated more than 38,000 federal employees through workshops nationwide and founded FEBA to make the federal benefits system easier to understand.