Federal Employee Benefits Advocates
Menu
Back to the blog

Health benefits

What Federal Workers Should Know About HSAs

2026-08-21 5 min read

Understand the eligibility rules before contributing. Your health plan choice, other coverage, and enrollment in certain programs can matter.

If you use an HSA, keep receipts and a clear record of qualified expenses. The account works best when its tax features are paired with good documentation.

FEBA provides educational information, not individualized legal, tax, or financial advice. Review your own situation with the appropriate qualified professional.

K. Shawn McCoy

Written by

K. Shawn McCoy

Founder & President, FEBA

Shawn brings 37 years in financial services and more than 15 years dedicated exclusively to federal employee benefits. He has educated more than 38,000 federal employees through workshops nationwide and founded FEBA to make the federal benefits system easier to understand.