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Market Volatility and Your Retirement Plan

2026-09-01 5 min read

Separate short-term market movement from the long-term job of your portfolio. Your spending timeline and income sources are more useful planning inputs than a single day's return.

Revisit your allocation on a schedule and make changes for a reason. Emotional decisions often turn temporary volatility into a permanent result.

FEBA provides educational information, not individualized legal, tax, or financial advice. Review your own situation with the appropriate qualified professional.

K. Shawn McCoy

Written by

K. Shawn McCoy

Founder & President, FEBA

Shawn brings 37 years in financial services and more than 15 years dedicated exclusively to federal employee benefits. He has educated more than 38,000 federal employees through workshops nationwide and founded FEBA to make the federal benefits system easier to understand.