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Retirement

Military Service Credit and FERS: Questions to Ask

2026-08-23 5 min read

Gather your service records and confirm how your service may be treated under the retirement rules that apply to you. The answer can depend on deposits, retirement status, and timing.

Ask for a written estimate of the cost and potential benefit before making a decision. Keep copies of every form and confirmation.

FEBA provides educational information, not individualized legal, tax, or financial advice. Review your own situation with the appropriate qualified professional.

K. Shawn McCoy

Written by

K. Shawn McCoy

Founder & President, FEBA

Shawn brings 37 years in financial services and more than 15 years dedicated exclusively to federal employee benefits. He has educated more than 38,000 federal employees through workshops nationwide and founded FEBA to make the federal benefits system easier to understand.