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Retirement

Three Questions to Ask Before Picking a Retirement Date

2026-08-16 5 min read

Ask what income begins immediately, what income begins later, and what benefits change when you separate. Timing can affect the bridge between your final paycheck and long-term retirement income.

Also ask what you want your first two years of retirement to look like. A practical spending plan gives your benefit decisions a purpose.

FEBA provides educational information, not individualized legal, tax, or financial advice. Review your own situation with the appropriate qualified professional.

K. Shawn McCoy

Written by

K. Shawn McCoy

Founder & President, FEBA

Shawn brings 37 years in financial services and more than 15 years dedicated exclusively to federal employee benefits. He has educated more than 38,000 federal employees through workshops nationwide and founded FEBA to make the federal benefits system easier to understand.