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TSP

The Five-Minute TSP Contribution Rate Check

2026-08-13 4 min read

Check your current TSP contribution as a percentage of pay, not only as a dollar amount. Percentages make it easier to keep saving as your salary changes.

Before increasing your contribution, make sure your emergency savings and high-interest debt plan are also in good shape. Sustainable progress is better than a short-lived stretch goal.

FEBA provides educational information, not individualized legal, tax, or financial advice. Review your own situation with the appropriate qualified professional.

K. Shawn McCoy

Written by

K. Shawn McCoy

Founder & President, FEBA

Shawn brings 37 years in financial services and more than 15 years dedicated exclusively to federal employee benefits. He has educated more than 38,000 federal employees through workshops nationwide and founded FEBA to make the federal benefits system easier to understand.